Citibank MortgageCity Bank Mortgage
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Here are some choices to help you avoid enforcement if you have already tried mortgage support programmes and are still having difficulty getting your mortgage to work. Here are some choices to help you avoid enforcement if you have already tried mortgage support programmes and are still having difficulty getting your mortgage to work.
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986 Top ratings and complaints about CreditiMortgage
I' ve been in my home for 18 years, during which period I bought my credit from Citymortgage in 2006, which was a shame." So the first thing I had was when I changed insurers and got a refund cheque. As soon as I sent the cheque to ÇitiMortgage, the funds were put into my delayed charges to go into the trust that made my home deposit increase an extra $350, which I could not afford. What I did not have was to pay the money into the trust bank.
I' ll call CoitiMortgage several of the time and say that there has been a glitch and that they can use my cash any way they can. My second issue in 2017 was that the corporation stopped sending me bank statement (it's the coupon you get every monthly that indicates how the monies were deposited into the bank and the amount you got every month), which made no difference.
If you have had my mortgage for more than 10 years, why should I need to get an invoice cover and a voucher? I' m very dissatisfied with this firm, which wouldn't commend this firm to anyone. Then I worked a house mortgage with less than 20% down. Thus I took part in a compulsory 1. times house buyer work shop for general information about taking out a home loans.
That' where I ran into a CitiBank borrower, Sandy **, NMLS ID: Aka Sandolio **) that some of us are encouraged to interview Citi after a very short interview, especially through his Citibank loan programmes (he asked everyone in the room about incomes, debt and assets). He insisted that I use his boyfriend Arizide ** because he was the only one who had information about homes and postal code that would make me eligible for Citibank's Home Run programme where they promised low deposits, no points and no PMI.
This is a big banner for me, so I wouldn't go on. Also I have a notch of 820 with no charge due and still my interest was rated at 4. 625 and APR of 4. 92** and with 5% down even though I had at least %10, somehow remain away from it and maybe CitiBank.
In 2003 I funded my initial 30-year mortgage to a 15-year mortgage. Well, I bought it at the beginning of last year. I had no problem at all during the whole term of the mortgage. Once I had a hailstorm on my rooftop and my insurer and I had to worry about doing citi mortgage for the underwriting.
Recommended 100% Citymortgage. I' ve had my mortgage on Citi for 12 years. And Citi bought the mortgage. Probably for the first seven years or so, the firm was a bloodthirsty bad dream. Enforcement documents obtained for the 7 May 2018 calendar weeks, but the Enforcement Documents obtained from the website account of Enforcement and the PNC Personal Bank account confirm that the payment was actually "received, approved, withdrawn and redeemed" for home loans ** from Enforcement.
May 15, 2018 I phoned our office at 866-272-4749. Since November 2017, according to the foreign representative of CreditiMortgage, "no payment has been taken, redeemed or recorded in the database". Here, too, the foreign representative of CritiMortgage said: "No credit payment ** has been made for more than 7 month. "I checked and confirmed the numbers of the loans with the representative.
Checking the credit balance on the website of CityMortgage. The Cleveland Court System contacted me to check and get a copy of the charge saying that no payment has been made in recent month. Commenting on the decision, CitiMortgage's foreign representative said, "I can only open an inquest. Here, too, CitiMortgage's own information stands in total contrast to itself on the website in comparison to the representative of it.
In addition, on 10 May 2018, we made a deposit that has not yet been deposited into our web site or debited or redeemed from our PNC bankroll. Commenting on the statement, CreditiMortgage also said, "We have no confirmation that you or your spouse have contacted us about concern for your bankroll. "We also have no telephone record of you making telephone payments.
" and sent the cash to USPS citi mortgage. Comparison of the MEIN MORGAGE range for (1) Last amount paid fields, (2) Last day paid fields, and (3) Next due date. The web dates on 1 June 2018 indicated:'Next due date of 11/01/2017 payment'. In 2018 it is also said that our next due date is 11/01/2017.
However, I would like to tell the general community that there is no way that you, as a private individual, could possibly administer your mortgage efficiently if the business does not even know what year or what months it is. Where do I know I can rely on these ratings on Citymortgage? Sorry I've been way too long with Citi Mortgage.
and they were purchased by Citi without notice. Frustrated with Citi, I had two big crises in my lifetime that led me to apply for a change. So where do I start with this business? Once he died, Citi said to my man that it would be simpler if the place was empty, then once everything was in place for the banks to take ownership, they wouldn't have to sit around waiting for the rental contract to be signed.
He is frustrated, only mental for him to re-experience the deaths of his boyfriend every single day he gets a sheet of newspaper in the email with both name on it, and for us it needs a whole salary check in order to cover the mortgage and rental. Thats by far the poorest mortgage bank ever.
The two of us possessed houses with other mortgage banks and sells them and never saw anything like it. Applying for a mortgage with CitiMortgage and was frank that I had to use the new rules of Freddie and Fannie from "Excluding Debts paid by others, if you can show 12 months bank statements".
Credit Agent said (1) that my credit records were not clear, so I resent them. The new rules can only be used if the other signatory was a co-signatory, so I sent her the new provision from Freddie and Fannie in written form and told her it was not accurate, and eventually (4) For 12 month the executive had me sent voided cheques and account statement that matched invoices that had been settled - which I did!
Eventually they said they weren't following Freddie and Fannie! So I was interested in refinancing with Citibank. Our credit counselor was comfortable and we went through the necessary information about the credit and I sent all the documents that were needed that particular date by fax. Couldn't get the credit clerk to answer e-mails or telephone conversations.
Checking the website and saying that the credit is being processed, and every day I would get an e-mail at 1:37 a.m. that your papers are no longer available. Calling a management who never phoned, and a face to face agent who phoned me who couldn't easily reply to a straight forward query, I said they needed the hard copy and should call my credit counsel who still hadn't answered.
The Citi is looking to despatch the consultant for 500 bucks and they fucking well know they had no intention of giving me this loan. Saving your time. My wife and I have a big mortgage and have been at Citibank for 20 years. And I was a loyal client of CitiMortgage. Five years before my deal, I pay my mortgage.
My last installment, Citi chose to sell my mortgage to another firm. Rather than change, I repaid my mortgage before the due date. Now it has at the point where Citi is doing everything in its power to maintain my trust account reimbursement. Naturally, they buy more for you to fill out paperwork so they can keep my cash longer.
Nobody at Citi can tell why the back of the cheque doesn't match the front. But they want to fill out a set of formulars to extend the amount of time a very affluent business like Citi can keep a client's cash.
To enforce before a tribunal, ÇitiMortgage and its lawyers perpetrated frauds at the tribunal by amending an Affidavit and supplementing a fake confirmation on a fake grade. Citymortgage recognizes that the lawyer cheated, but did not take any actions. Citymortgage has become bold with the beliefs that they can be implicated in cheating with impunity and that the judiciary will look the other way.
Citymortgage acts as a crime company - therefore it is a crime company. I can' t become a certified purchaser because of the current legal disputes and my apprehension of retaliation - but I honestly pledge that I have had a mortgage with Citymortgage for over a ten years and that it was the most terrible ten ure of my Iife.
On May 27, 2017, my mom died from wounds she suffered from a domestic fire that damaged her house, which is funded by CitiMortgage. For their homeowner policy, I submitted a claim on the first working days after their decease to prevent delayed payments and the risk of enforcement, which is exactly what is happening now, even though the policy has already fully covered the bank in June 2017.
Halfway through June, the actuary applied for a declaration of disbursement on 30 June. The repayment certificate was applied for twice and submitted to the insurer on 18 June 3017. On June 19, 2017, I got a note from the insurer that the money had been paid to CreditiMortgage. Later, Mr Chitimortgage acknowledged that they were delivered on 29 June and lodged on 30 June.
August 27, I ran a check on my mother's mailbox and found delinquencies from CityMortgage. On August 28, I phoned CallMortgage, but they declined to give me any information because I was not an authorised use. On October 1, I phoned Citymortgage and they still declined to give me information.
on October 26, and they're gonna start talking to me. Said to me, yes, they had got the money, but they did not request it because they needed a permit to submit an application from me. 2h later and several times between persons I had already spoken to, a support agent asked me to mail a copy of the June 30 withdrawal order and the required authorisation to request the same.
November 09th, the insurances department phoned and said I still owe $1,100. Remember that these $1100 are delayed charges and interest on the bank balance to which they have not applied the disbursement and would not give me any information about it. Repeatedly, I did not really think I had owe this amount since the policy was taken out on 30 June.
to Bobbie, an accountant. Later I learned that on November 16, Mr. Cooper had been paid into CitiMortgage's bank accounts. Well it is because CoitiMortgage had not yet made use of the assurance and sent the mortgage to Mr. Cooper instead, whose computerized messaging says they are a collections agent.
On December 9, I phoned Mr. Cooper as soon as the phones were open. Rep said this was a citi mortgage issue and brought me but remained on the telephone all the while. Bobbie didn't call you back on December 13. Not a call, so I tried to call her today (December 19), but I was said she was off-line (not at work), so I talked to someone else.
She' is the one who said to me that the mortgage was sent to Mr Cooper on 16.11.17, the time frame Bobbie and Client Advocacy were to work on solving. Has this been your decision to pass the mortgage on to another firm than you were actually meant to work with me?
Oh, and during all that quality work, a $1176 fiduciary risk policy was paying off for real estate that didn't even have one. Staff at CreditiMortgage have been so reluctant to help as they have continued to deal with charges and threats of enforcement. On this point, I believe that this is exactly what they want to get a levy of execution on a real estate that should have been disbursed in June.
At the beginning of the year, CreditiMortgage was ordered to foot over $28 million in penalties for improper enforcement. Clearly, the penalty did not mean anything to them as they would still give the ranaround if they were under execution threats, and that ownership should be fully remunerated so that it should not even be under execution at all.
Said you were rude to tell me to go out and find a gig and make a quick sell on my house. Twenty-five thousand a month to get you on your toes. Its when Citi cleared an electronic cheque for more he was writing for. Then Citi declined any extra cash and began foreclosing.
Had tried several occasions to have a change credit and it was retarded saying that more paperwork was needed or that they did not recieve the sent paperwork. What is more, I had not been able to get the money to do that. Though I was informed that the credit was taken, Citi resumed the enforcement action. Less than a week after my first repayment of the conversion credit, I came home from work to find an official clearance at my doorstep and that my house had been auctioned off.
Citymortgage is a scam company that relies on hardworking individuals. When I was 67, I requested social security and a credit change from Credit imortgage to cut my payment. Five and a half years after I had filed all the documentation they had asked for, I was asked to re-submit many of the papers from five different so-called credit specialists.
Never have I received a change in my mortgage and last year I was notified to the various banks that I was 30 working day too late on my mortgage. That has prompted me not to be able to obtain refinancing with a business now because of the low level of creditworthiness.
Calling too late 5 occasions, I was notified to CAITI by the credit officer that I had been reassigned to a new credit officer and that she would be sending a notice to my new officer asking her to call me. It' been three moths, and I haven't even got a single word out to me from cital.
It was also said to me that it could not tell me to which lending institutions I had been notified by CAITI and that it was my responsibilities to submit loan statements and tell CAITI to whom they had notified me. Thought the loan specialist was here to help me. This shows me that their report as 30 day too late was an error, but an error they refused to rectify, so I can get a refinancing from another firm.
Mr. Cooper's mortgage? You just sell/transfer my mortgage to another mortgage bank. Which is the creditworthiness of this mortgage bank. In this way we get a mortgage crunch and loose our hard-earned capital. Then I tried 3x over 2 years to get my credit changed and every single case they refused me for something else.
While there was one that was freely named Loan Mod Guru or Jeanie, who can't recall which, but there was the phrase that qualified the banking system to use to qualifying house owners. While I really didn't think that a free application could be so precious, it turned out to be better than recruiting a business on the telephone.
When you are considering getting a home loans with Citi, not doing it and not hiring a lawyer, just reread up on what the lending institution is looking for before you true. I' ve used citi mortgage twice in the last 15 years. Most important is the amount of elapsed credit needed to finish the credit and what it requires.
Applying to CitiMortgage was fast and simple as the people were able to give me the support I needed. When I request a change, it means that I needed help to make the initial purchase, so why should I want to do more? Sells to another firm and makes them think the same thing.
I took it into my own hands to cover my land tax and insurance. Throughout the entire credit cycle it was slowly. Credit clerk overtaxed with too many data sets, does not react, outsources to the co-ordinator. Overall bad experiences with ChitiMortgage.
Twice we raised refinancing with them. I' ve been expecting for over three month to get a cheque for flooding damages in my house in San Diego that was made out by my insurer and had nothing to do with them. Then I phoned the mortgage department to ask for a solution and a credit change because the firm I worked for shut its door.
I' ve had my home mortgage with Citi Mortgage for years with no issues. Mm. So I just found out with only 10 day advance notification that they have resold my mortgage to Nationstar Mtg. and they said it was their right and nothing can be done. At Citi Mortgage, we sell credit to a business with tens of millions of complaints regarding cheating and misuse of client funds.
You don't make escarpments and your household contents policy lets you fall for non-payment, folks have mortgages on their houses because Nationstar doesn't cover your real estate even though you do. Actually, I phoned Quicken Loans and had to make $2,000. to get a new mortgage to prevent handling Nationstar.
DAS is the culprit of Citi Mortgage, which transfers the low interest rates to a collecting agency. If you have excellent loan and not 1 delayed pay, this is what will occur to you in the next few month. You get out of the mortgage trade and sell loan to any ruthless firm that buys it and then destroys your loan.
And even if you get a new credit and get it authorized, they will still be selling it next year. I' m so disappointed in CitiMortgage. It'?s my last installment on my home. A person informed me that my money was due at the end of May. and I said, "That's great,'cause I've been in the infirmary for seven month.
" The reason why they complete my automated payments is beyond me. The reason they need a cheque for the down pay is because Having made contact and been on the telephone, I was informed and reasoned about the last date of my pay. I' m trying to buy another home and a flawless success ends with a 60 day delay on my last home installment.
Do you think I'd miss the last installment of my home? You sent enforcement documents, 20 at a stretch, enforcement on my last one? Ich was in the infirmary 8 statesman out of the end gathering and I person 60 for examination informing that condition to be compensable and gathering of writing, and I am difficult to wrap up my dwelling from 26 gathering, so I can decision on because I am heavily handicapped.
Best of luck to anyone who tries to use this firm because they shit. After they withdrew the last 10 G's worth of money, we didn't know that we still owe about $300 in tolls. A few month passed before we realized it, but it was settled as soon as possible.
It has been about 6 month now, and we thought that we were all good, and we have not got any invoices from Citibank, but after reviewing our loan histories Citibank has notified us as more than 6 month criminal. When my man and I repaid our mortgage for 30 to 15 years, our mortgage was transferred to Mortgage.
We payed our mortgage monthly - plus a little extra on the principle - without failure, for 15 years. The last time we had to make a deposit was on June 17th and we put ourselves together to make a deposit on-line just to find out that we wouldn't allow ourselves to do that with Citymortgage. Calling our client services, we were informed that we would have to charge an extra charge for our mortgage repayment.
All of us consented to paid this charge (not happy) and got the message that the money could not be paid by telephone, that we had to send a cheque. May 31st, we got a note from CitiBank that our mortgage had been "bought, sold or transferred".... exactly the same location we had paid to for 15 years, but from a technical point of view all we owe was our last money and this cheque was in the post.
Logs into our mortgage accounts with Citymortgage and the current amount is "0", although our cheque book does not show the amount of our cheque being processed. It is not recommended to do deals with this firm and we are eagerly awaiting the reversal of our cheque. cause I' m afraid so. ýI named on 5/26 and was told they were selling my bankroll and would take over the new 6/7 mortgage bank.
That still gave them enough in the way to mail me my own cash. However, citi-mortgage said they wouldn't and i would have to take on the new mortgage bank. cause your own insurances are held captive by citi mortgage. It'?s an policy you paid for, but it doesn?t matter to citi mortgage. They' re holding your cash to ransom and making from it.
They then let you leap through tires and squander your own cash by authenticating their molds. Use any filibuster tricks so they can keep your cash longer as a captive, so they can make more from it. They will then resell it to another firm and use that as a further lag for you not to get your own cash as they keep on it for a little longer so they can push out more revenue from it.
No need to say I still don't have my cash. This new mortgage bank has neither my funds nor any of my bank information or any of my credit documents from CityMortgage. That way the new mortgage bank can't get me my cash because citi mortgage still has it. Thus, they have all the certified paperwork they require from me, and they have my policy funds, but they are refusing to mail it to me.
I' m sorry. I' m sorry. CitiMortgage feels as bent as it gets. I' m sorry. I' m sorry. CitiMortgage took over my mortgage. As well as failing to let me get new paperwork signed with them, they have also stealthily altered my mortgage master deed. With my mortgage bank, for example, I could make my mortgage payments on-line and not be debited for them.
In addition, I had until the middle of the night of the fifteenth of each months to settle my mortgage - not late fines. cause citi mortgage was denying it all. Even when I explained to CareMortgage that I was a handicapped vet and could no longer reside in my house, CareMortgage said that I should rent my house to a tenant.
And I said, "That's against my mortgage. "I then told them that I did not bow to their treacherous nature by clandestinely leasing, which violated my mortgage lending. And then I asked citi mortgage about the hearp. I then found out that causetmortgage was filing a foreclosure on my loans "without" my knowledge.
Keep away from Citymortgage because they practice ILLEGAL & UNETHIC mortgage lending practice. Never was Citymortgage willing to help or work with handicapped vets. The information they provided to their mortgage clients never stayed coherent and true. Only when the client is completely finished does it attempt to work with the client.
In the meantime, it's too late because the client left the pledged object. I had my home turned on its head and cause me to work with him. I' m never doing any kind of deal with citi mortgage again.