Current Conventional Mortgage RatesConventional current mortgage rates
75% spread, round to the next 0.125% with a 2.75% min. interest level.
1 )Based on 96.5% LTV incl. mortgage protection. 2 )Based on 97.0% LTV incl. mortgage underwriting. 1. Only interest shall be payable every sixmonth, on the basis of the amount of the previous month's principal overdue. The interest rates shall be set at 4.00% for six consecutive banks and shall then adjust the prime rates of the Wall Street Journal by 0.25% (currently 4.75%) with a 4.25% interest coupon and a ceiling of 18.00% on a calendar quarter basis starting from the sixth bank year.
Annual APR is a maximal of 18%. Non-life insurances necessary. A flood protection policy may be necessary. Sometimes the loan-to-value of personal mortgage business can surpass 80%. Interest rates on all ARM products can rise after the credit is granted. Prices and points are always liable to vary before acceptance and may vary according to the conditions of each particular deal.
Comprises new and used, multi-width prefabricated houses attached securely to the property and may contain maturities and value restriction credits. APR = Yearly percentage. Percentage per annum calculated on a $100,000 principal with a 20% down pay and maturity limit. Mortgages with less than 20% down payments are subject to mortgage protection.
Payments may be higher if escrow is applied to real estate tax and insurance. The mortgage rates can fluctuate every day and depend on the borrower's personal circumstances, as well as the down payments and creditworthiness. These rates are subject to a wide range of beliefs and terms and may differ from purchaser to purchaser.
Purchasing a home is a big deal, and Union Bank's lending professionals are here to help you make the most of your cash by leading you through the lending lifecycle. We have been committed to delivering finance excellence and outstanding customer services in Vermont and New Hampshire for over 100 years.
When you have a question, please do not hesitate to ask our experienced professional staff to find out more about our mortgage rates and other credit related activities. Once you're up and running, use our online mortgage application to get to work.