Current Variable interest RateActual variable interest rate
Floating rate home loans Interest rates
The right to alter the variable interest rate is reserved. Applicable fee and charge, general business policy and standard lending requirements. Premier Advantage packages can offer different interest and margin rebates even before you pay off a mortgage. General business regulations are available on demand. Debt disagios do not cover refinancing internally and are not negotiable between them.
Parcel advantages cannot be claimed in connection with or in connection with other promotions, agreed tariffs or rebates. Rebate on current credit within a bundle is the one available at the moment your credit is billed. All new parcel credits will enjoy the above rebates, provided the applicable terms are met.
Specific interest deductions are only possible on request: Contained in a Premier Advantage Bundle (Package). In order to be eligible and take advantage of the offer, you must either own or be eligible for a Westpac Select merchant transfer using a Westpac Select merchant bankroll. Prior to purchasing a Westpac Choose client bankroll, you should consider whether it is appropriate for you by reviewing the details of this bankroll in our Private Clients and Self-managed Pension Funds General Business Policy (PDF 614KB).
Exceptional interest rate rebate is valid for full document loan and contains the default parcel rebate from: Shipments between $150,000 and $249,999 (annual parcel post charge, currently $395) are charged at a rate of 0.70% p.a. for $250,000 or more in credit and 0.4% p.a. for $150,000 to $249,999 in credit. General business regulations are available on demand. Only new Flexi First Option home and investment loan deals are available.
Rebates do not extend to Westpac Group refinancing or switch within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS refinancing. Contains a rebate of 0.75% p.a. on our Flexi First Option Home Loan Principal & Interest redemption variable rate for the entire term of the principal.
The interest rate may vary. Contains a rebate of 0.80% p.a. on our Flexi First Option Investment Property Principal Refayment Variable Rate for the entire term of the Flexi First Option Investment Property loan. The interest rate may vary. Diskontieren you of our Flexi First Option Investment Property Property Loan Interest Only redemption variable rate for the duration of the loans.