Online Housing Loan ApplicationApplication for a home loan online
A contact point for domestic workers to enrol their Kasambahay with the 3 attending welfare insurance institutions Pag-IBIG, SSS and PhilHealth. These services allow current home loan recipients to review their home loan portfolio and review their payment history. Borrower can also sign up with Paperless Housing Loan Billing Services to get a statement of account by email.
Members with an allocated Pag-IBIG membership number (MID) or RTN (Registration Tracking No) can use this feature to apply for a home loan online. These services enable accelerated development agents to execute and file mortgage applications on potential borrowers' account. It is for members who wish to make their monthly savings using Visa or MasterCard card payment methods.
For members wishing to register for the Modified Pag-IBIG II (MP2) Program, this extra and optional five-year saving feature is available from HDMF to its Pag-IBIG I members. It is an e-vehicle developed for employer to facilitate the transfer of their money transfer files to Pag-IBIG.
2018): This is how you obtain a PAG-IBIG Home Loan
Would you like to receive a PAG-IBIG home loan? Here you will find everything you need to know about the PAG-IBIG housing loan in the Philippines from the document submissions for the application procedure. Home Development Mutual Fund, better known as PAG-IBIG, is one of the common choices Filipinos make when looking for an accessible mortgage loan.
Recently, PAG-IBIG streamlined the application process and streamlined the application process to make it easy for you to access a PAG-IBIG home loan! While not everyone knows, Pag-IBIG members can obtain a home loan for each of these cases: Buying a fire-new home and land or other new land; Buying an old dwelling and land, urban home or condo; Buying a fully fenced home or adjacent land not more than 1,000 sq.m.; Buying a land currently pledged to PGIBIG; Buying a compulsory land now purchased from PGIBIG; Buying home improvement or building a dwelling on land held by the member; Who can buy a PGIBIG dwelling?
Philippines that meet the following criteria are eligible for a Pag-IBIG home loan: Requires 24 months of Pag IBIG subscriptions. A new member or those who have not contributed the 24 months' dues may contribute the entire dues as a flat rate; has no Pag-IBIG Home Loanstanding; has no Multiple Use Loanstanding.
Which are the application requirements? These are the documentation you need to help you with the preparation and submission of a PAG IBIG housing loan. Application for a Pag IBIG Housing Loan (available from PAG IBIG); Photographic ID of the Mortgagor and Co-borrower (if applicable), to be enclosed with the application forms; Photocopy of one (1) back-to-back copy of the principal Mortgagor and Spouse, Co-Borrower and Spouse, Seller and Spouse, and Authorized Representative of the Building Owner and, if applicable, Authorized Representative and Lawyer of the Building Owner; beg; provide
Condominium units, existing title deed unit and certified copy of title deed (CCT); latest tax return on title; photocopy of last tax return (Amilyar); contract-to-sell or similar arrangement between purchaser and vendor; A. If you are working in the Philippines, one of the following documents may be presented as proof of income:
Notarised Employment and Remuneration Certificate (CEC) showing the worker's total basic salary per months and his/her allowance or cash benefit; Recent Tax Return (ITR) for the year immediately before the date of the loan application, with BIR Form No. 2316 enclosed, signed and certified by the BIR; For civil servants, the certificate of one (1) month's salary must be filed within the last three (3) monts before the date of the loan application together with CEC or ITR.
B. When you are self-employed in the Philippines, one of the following papers will be acceptable as proof of income: ITR ( Einkommensteuererklärung ), audited annual accounts and official receipt of taxes from a banking institution, backed by DTI registration and mayor's approval; commission vouchers with issuer's name and address (for the last 12 months); account statement or savings book for the last 12 month (if the earnings come from overseas transfers, annuities, etc.).
If you are a foreign Filipino employee (OFW), you must provide one of the following proofs of earnings; if the revenue comes from rentals, you must provide a certified copy of the transportation franchise prepared by an appropriate federal authority (LGU for trikes, LTFRB for other PUVs); if you are a foreign Filipino employee (OFW), you must provide one of the following proofs of income:
Work contract between worker and employers or POEA standard contract; Certificate of Employment and Compensation (CEC) on the company's/employer's or CEC' formal stationery endorsed by the employers (for domestic and similarly placed employees), backed up by a copy of the employer's identity card or pass; If any of the above is available in a different language(s), an English-language version of the certificate is necessary.
In addition, purchasers of housing loans from Pension Fund International (PagIBIG) must make the following payment: P1,000 on presentation and submittal of the housing loan application with the necessary documentation. P2,000 Examination fees, which must also be payable when the loan application is submitted. P2,000 to be subtracted from the loan revenue as soon as the loan is authorized and prepared for approval.
A TCT/CCT on behalf of the Mortgagor or Co-Borrower (if applicable) with due Note in favour of the Pag-IBIG Fund (Copy of Owner); A TCT/CCT on behalf of the Mortgagor or Co-Borrower (if applicable) (Certified True Copy) with due Note in favour of the Pag-IBIG Fund (Copy of RD); Update tax return (house and property) and update property tax certificate (photocopy) in the name of the borrowers or co-borrowers or co-borrowers; loan mortgages, including:
(b) document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. document of the absolute sale d. of the absolute sale d. of the absolute sale d. of the absolute sale d. of the absolute sale d. of the absolute of the absolute A: If you are an OFW, you must also register: At the request of PGIBIG, you must also provide the following documents:
Translations into other languages require an official German version of the original text. C: For borrower over 60 years of age or for borrower up to 60 years of age (for a loan amount between EUR 2 million and EUR 6 million): Sales permit (if the real estate is for sale by a builder); secretarial certificate of the owner's signature or that of the company or association; if you have any queries or comments, please consult or get in touch with a Pag-IBIG representative near you.
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