Property Lending

real estate lending

We are one of the leading Income Property Lenders in the West. Revenue from real estate lending Our company is one of the premier Income Property Lenders in the West. Demand for rented apartments is rising. This also applies to the need for experienced investment professionals - supported by the support and management of our highly skilled Income Property Loanicers. Knowing the markets, we know how to create a credit that suits you.

The name of our company is a synonym for property loans. The Luther Burbank staff of committed Income Property Loan Officers is willing and able to help you achieve success. Our expertise covers the market for industrial and private rentals.

expertise

Our expertise and connections in housing financing are extensive, with most of our staff having previously worked for many years in other specialised real estate financing groups. Advanced clients with a demonstrated track-record are eligible for priority lending; we borrow up to 80% of the cost as long as it does not pass 65% of the GDV; a higher LTC may be envisaged if a significant design profit has been achieved; the repayment term is usually 12 to 24 month; operations with an element of design exposure are also eligible for advanced real estate investments with a demonstrated track-record; bridge lending is eligible for capital expenditure and redevelopment projects.

Recognising that fast decision-making and agility are critical to the real estate industry, not only in the credit lifecycle, but also throughout the entire lifecycle, where often challenging situations arise that call for a practical and economic view. Our goal is to act quickly and respond quickly to the issues you face during the design lifecycle.

real estate lending business

As a rule, for the purpose of the HKMA's prudential oversight, real estate lending relates to the following kinds of credit as shown in the Quarterly Return of Loans and Advances relate to: (a) credit to fund real estate developments, which includes those for housing and constructions; (c) credit to professionals and individual persons for the purpose of purchasing real estate for their own use or capital expenditure, with the exception of the acquisition of housing under the Home Ownership Scheme, the Privat Sector Participation Scheme and the Tenants purchase Scheme.

Single authorised entities may use a wider defined for their own in-house use.

Mehr zum Thema