Real Estate Loan Rates CaliforniaCalifornia Real Estate Lending Rates
Property Financing | California Bank & Trust
If you need to organize even the most complicated real estate transactions, contact the California Bank & Trust team. In contrast to many other credit institutes, we make our credit decision on site so that we can quickly handle and finance your loan. No matter whether it is the purchase or funding of owner-occupied business real estate, we have the right loan for your needs.
For over 60 years, we have been co-financing many of the government housing programs in the communities we operate in.
The lifelong APR is the starting APR plus 5.00%, currently 9.00%. At least an advanced payment of $10,000.00 is needed when the line of credit is set up. Closure charges (up to $324 based on pledge item, line of credit etc.) are remitted. Prices and conditions are changeable without prior notification. Credits requiring loan authorisation.
Only available on California owner-occupied properties. EECU members have access to the following credit categories. The prices were up to date on 24.9.2018 from 9 a.m. onwards. Prices are for information only and are changeable without prior notification. Call (800) 538-3328 for the latest rates. The HELOC Loan - Variable annual interest rate exactly on the above date.
Max. lifetime-APR is 5% above the starting frequency given above. Only available on California owner-occupied properties. Permission is required for all credits. Underwriters are not all entitled to all interest rates or credit categories. The annual percentage rate of charge may differ depending on the amount of the loan, the loan objective and other variables. Prices and conditions are changeable without prior notification.
At least an advanced of $10,000.00 is needed when the line of credit is set up. Closure charges (up to $324 based on pledge item, line of credit etc.) are remitted. 30-, 15-, 20- and 10-year owner-financed fixed rate loans - At least 20% own capital or 20% down deposit needed when funding is used to buy a home.
Mandatory loan amount: 30 year owner-operated fixed rate loan JUMBO - At least 20% own capital or 20% down deposit needed when means are used for the acquisition of a home. Mandatory loan amount: 30 year unoccupied fixed rate loan - At least 30% own capital or 30% down pay if money is used to buy a home.