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Information you need to request a home loan | Home Loan
In order to enable you to apply for a home loan as quickly as possible, it is useful to have some detailed information at your fingertips before you begin. We need to have a set of instructions to assist your use. Example evidence we require is: ID Click here for a listing of accepted evidence. Residence evidence (if applicable) Click here for a listing of accepted evidence. When you switch your home loan to Westpac, you are the actual home loan amount and the actual net present value of your home (if you know what it is).
A settlement fee may be charged for housing construction loan.
This is what we will ask you when you request a home loan.
What is the procedure for applying for a home loan? So what do we need from you? Whilst the conditioned authorization from us on-line is a useful practice, it does not ensure that you will receive a loan. If you are willing to submit a formal application, we will ask you a number of open and closed frequently asked and asked for additional documentation before you give the green light.
You' re you, we need to know! Therefore we will ask for a primarily photographical version of the identity cards (e.g. your ID or driving licence) AND a non-photographic version (e.g. your birthday certificate). We will also need a second copy (e.g. Medicare map, current electricity bill). When you are a salaried employee, we THIS require a account statement containing your last two salaries OR two of your last three salaries OR a cover note from your employers containing your job data.
When you are self-employed, we need your accountant's data AND your last two annual reports.
Then you can fund your approval cardboard, or you can consider a indebtedness combining loan. If it' not with NAB, we need to know the detail. When you rent, we ask you for the information of the landlord (or broker). The First Homeowner Grant (FHOG). When you have already brokered a deal, we need quotes and schedules OR a copy of the client's deed.
You receive a present (money) which helps you to buy your house? We need a written statement from your donor stating the amount of the donation and the terms of reimbursement (if any).