Zero home Loanzero-housing benefit
A further way is to ask the assessor to attach a work report to the assessment, listing the value of all improvements and advantages in terms of the use of electricity and evaluating non-energy advantages such as longevity, ambient humidity, humidity management, convenience and tranquillity. Owners and real estate agents should record these figures before the assessment.
The client and the realtor should be on site at the moment of the assessment in order to inform the assessor of the value of each house's energetic measure and of his record of the energetic and non-energy use. As a rule, these actions are enough to prove the value of the house's improvements for the creditor.
Buyers, builders and property agents can work as a part of a larger project management unit to demonstrate the added value of the house through energy-efficient refurbishment and exchange it with the local banks. Offer the banks research that shows that high-energy-efficient houses have lower forced sale ratios. Display to the institution the predicted monthly power saving.
However, the utility advisor or computer program used should be able to record the amount of electricity saved per months in comparison to an equal standing house, and the broker should be able to record the extra mortgages required to meet the extra 5 to 10% that the house may be costing.